📜 Terms & Conditions

Effective Date: June 26, 2025

Welcome to B-Pay! These Terms & Conditions govern your access and use of our digital payment platform. By accessing or using B-Pay, you agree to be bound by these terms.

• You must be 18 years or older to use our services.
• All personal and financial information provided must be accurate and up to date.
• Users are responsible for maintaining the confidentiality of their login credentials.
• Unauthorized use or fraudulent transactions may result in account suspension or legal action.
• B-Pay is not responsible for failed transactions caused by bank, network, or technical issues beyond our control.
• B-Pay reserves the right to modify or discontinue services without prior notice.

By using B-Pay, you agree to abide by these terms. For queries, please Contact Us.